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In this government theme, you will get Rs twenty three 100000 by saving solely Rs one hundred sixty per day

Saral Jeevan Bima Yojana - LIC

Saral Jeevan Bima Yojana - LIC

Life Insurance Corporation of India- LIC is also a government underwriter . that offers an expansion of insurance and investment choices. individuals like most of LIC's policies. This would like area unit usually consummated if you'd prefer to take a footing slightly and acquire heaps of come back. LIC has launched a theme for this. Named LIC New a refund Policy.

The specialty of this theme is that the insured get a refund every year for 5 years, sensible come back on maturity, additionally as tax insurance advantages. This a refund set up from LIC is also a non-linked insurance policy. that guarantees returns and bonuses. you will get two choices of twenty years and twenty five years to want this set up. This policy is also a totally tax free policy. in step with LIC, a private will take this set up for thirteen to fifty years. throughout this set up, each fifth year i.e. fifth year, tenth year, 15th year, 20th year, you will get 15-20% a refund . however this could solely happen once a minimum of 100% premium is attributable. together with this, investors area unit aiming to be bonus at maturity. The theme additionally can give an entire of Rs ten 100000 for accidental death. Upon maturity, investors additionally can tend bonuses.

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What will be the age limit?

The Saral life assurance set up is purchased by an individual of minimum eighteen years and most sixty five years and its policy term are going to be 5-40 years. This policy is purchased for a most maturity age of seventy years. Speaking of total Assured, you'll be able to select a minimum quantity of Rs five 100000 and a most quantity of Rs twenty five 100000 in a very easy life assurance policy. Some insurance corporations could supply additional total Assured for this set up except for this some terms and conditions ought to be consummated underneath the set up.

Product Summary:

This is associate Endowment Assurance set up wherever the proposer has merely to settle on the quantity and mode of premium payment. The set up provides money protection against death throughout the term of the set up. The benefit is directly associated with the premiums paid. The Maturity total Assured depends on the age at entry of the life to be assured and is collectable on survival to the top of the policy term. It additionally offers the pliability of term and plenty of liquidity.

Premiums:

Premiums area unit collectable yearly, half-yearly, quarterly, or monthly through wage deductions as opted by you throughout the term of the policy or until earlier death.

Loyalty Additions:

This is a with-profits set up and participates within the profits of the Corporation’s life assurance business. It gets a share of the profits within the type of loyalty additions that area unit terminal bonuses collectable in conjunction with profit|benefit} or maturity benefit. Loyalty Additions is also collectable from the tenth year ahead relying upon the expertise of the Corporation.